No. Whether you have insurance or not, Dr. Jhawar is happy to see you! She will never bill your insurance or charge you co-pays or deductibles. Her simple, low monthly fee covers all visits. Although she does not provide emergency services, hospital admission or surgical procedures, Dr. Jhawar’s evidence-based primary care model is meant to limit hospitalizations and help patients with 80-90% of their needs. Being part of a DPC practice iscomparable to having good healthcare, but having good insurance is not equivalent to having good healthcare.